It will address accidental, minor damages that occur throughout the year, such as residue from stickers, missing end caps, and light scratches/scuff marks. If anything unexpected occurs, there is a $400 replacement fee; therefore, we strongly advise taking advantage of the insurance! Pay a little more now, instead of a lot later! Once you choose to opt-out of insurance, you cannot reinstate it later in the year. The insurance does not cover product defacement or intentional destruction.
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